On 1 January 2020, the Federal Act of 15 June 2018 on Financial Services (Financial Services Act, FinSA) entered into force, the primary aim of which is to enhance protection for clients and investors. We comply with the disclosure requirements under the FinSA by providing the following information. You will already be familiar with much of this information, irrespective of the FinSA, from contractual documentation, brochures or the Bank's website.