Ultimate responsibility for decision-making lies with the investment committee, which is chaired by one of our partners. Our specialists meet on a monthly basis to work out our investment policy. Our estimates are backed up by regular consultations with accredited experts. We also reach decisions quickly. If events so require, we are able to respond quickly and flexibly at any time.

As well as analysing the current economic and monetary situation, we also look closely at the interest rate environment, market evaluations, technical analysis and market sentiment. It is on the basis of this estimate that the attractiveness of our investment categories – liquidity, bonds, equities, real estate, commodities and precious metals – is determined. That in turn enables us to proceed with the allocation of assets.